Lancaster Law Blog : Lancaster PA Lawyer & Attorney : Russell Krafft & Gruber Law Firm : Pennsylvania : Lancaster's Legal Link

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This week from May 16 - 20, is National Small Business Week. National Small Business week was proclaimed in 1963 to recognize the positive contributions small businesses make to the United States economy. Here are a few facts about small businesses from the National Small Business Week website:

• There are an estimated 27.2 million small business owners in the United States.
• More than half of Americans either own or work for a small business.
• Small businesses are responsible for creating 60-80 percent of new jobs in the country.
• Small businesses drive innovation, create 21st century jobs and increase U.S. competitiveness.

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It doesn’t happen often, but sometimes the government realizes that it may have bitten off more than it can chew and reconsiders its actions. Such reassessment occurred twice this past April when both the Pennsylvania and federal legislatures repealed unpopular portions of legislation they had previously enacted. 

On the state level, the legislature repealed a 2009 addition to the state’s Uniform Construction Code which required residential builders to include sprinkler systems in new construction. Some have estimated that sprinklers add $2,000 to $4,000 to the price of an average new residence. Many builders and real estate professionals asserted that the additional cost would depress an already struggling home builders’ market. Thus, last month, the state legislature reconsidered and authorized a repeal of the provision and Governor Tom Corbett signed the repeal into law on April 25.

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On April 27, 2011, Holly Filius received a Letter of Commendation from the Lancaster County Commissioners in recognition of the Central Penn Business Journal's Women of Influence Lifetime Achievement Award. She will formally receive her award on May 16 at the Women of Influence Luncheon. Holly was presented with the Letter of Commendation during the Lancaster County Commissioners' Meeting. The letter acknowledged Holly's commitment to her clients and community,

"With respect and appreciation, the Lancaster County Board of Commissioners would like to congratulate you on being named the 2011 Central Penn Business Journal's Women of Influence Lifetime Achievement Award recipient. We are honored to recognize your impressive career, leadership skills and accomplishments in the business community. You have committed your life to making Lancaster County and all of Central Pennsylvania a great place to work and live." 

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Most of the time we drive our cars without major incident but as an attorney, I often see situations when someone is involved in a serious accident and their car insurance plays a major role in the options available to them. Purchasing car insurance can be very confusing. There are certain aspects of car insurance that are not mandatory in Pennsylvania and it can seem quite attractive to elect not to have certain coverage in order to keep your monthly premium as low as possible. I began writing a series of blog articles covering the aspects of auto insurance to help explain and highlight the risks and benefits of various elective coverage options. 

Previously, I wrote two articles on car insurance coverage one discussed full tort and limited tort and the other discussed underinsured and uninsured insurance coverage. In this article I will explain stacking, which is another important aspect of insurance coverage which many individuals are unaware of.