This post is part of our ongoing series exploring the impact of technology on legal issues. For an introduction to the series and a collection of the posts in the series, check out this post.
“Thank you. We have received your automatic payment.” “Sign up for automatic bill pay to reduce your student loan interest rate.” “Ensure your payments are never late! Sign up to automatically pay your bill.” “Reminder, monthly payment scheduled.”
Those email subject lines are taken directly from my personal email account. I receive regular inquiries trying to persuade me to switch to automatic payments for all of my monthly bills. Clearly from some of the subject lines you can see that I do have some bills (the small ones) set for automatic bill pay and flatly refuse to set up others. Why? Well in my law school days it was more to prevent an inadvertent overdraft than anything else. However, now, it is more to prevent a mess in the event of my death. Horribly morbid. I know. But I have a very good reason.