I know, I know.

I first learned about the value of an estate plan in my second-year trusts and estates class…seven years ago. I’ve been practicing law for almost five years. And despite recommending the importance of estate planning and drafting wills and powers of attorney for clients, friends and family, personally, I’ve been avoiding

A Power of Attorney is a document in which a principal appoints an agent to transact a variety of duties. The "principal" makes the appointment. The "agent" is the person appointed (also called an "attorney-in-fact" or "power of attorney").

The agent has a fiduciary duty to the principal which means that he or she owes the principal